Increasing Registered Don’t Want Fast Credit

Residents are taking steps to prevent fraudsters from attempting to take credit on a stranger’s behalf. During the year the number of unwanted small credit or leasing contracts increased by more than 5 thousand. persons and currently exceeds 17 thousand. Almost all – 99% – registered online.

“8 out of 10 sign-ups do not want quick credit, motivating their choices to protect against fraudsters intending to borrow on behalf of another person. In other words, they mainly want to avoid other people’s unfair actions. The remaining 2 out of 10 were determined by their desire to protect themselves. They entered the register of non-creditors because of the temptation to borrow in the future, ”says Andrius Bogdanovic, CEO of Good Finance, a credit bureau.

A survey of registered users of “I don’t want quick credit”

A survey of registered users of "I don

Was conducted this week. m. February 19-26. More than 3.7 thousand people answered the questions that were submitted online. of unredeemed persons.

According to A. Bogdanovich, in 2013 When creating the registry, it was known that the ability to protect against both scammers and a simple registry would not be enough – residents need to register online. 3.7 thousand confirmed this. survey of unredeemed persons. According to her, 97% of respondents were encouraged to do so online. In comparison, 3% of respondents said they were ready to physically enter the office due to registration.

When asked how the state should respond to this type of service, the vast majority of respondents (9 out of 10) indicated that the state should support the operation and emergence of such services in business. And only an average of 1 in 10 was in favor of creating and maintaining similar registers with the state, ie taxpayers’ money.

If a resident is registered as “I do not want instant credit”

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Then consumer credit, consumer leasing companies and mutual lending platforms are informed that the individual does not want credit agreements when checking the customer’s creditworthiness. In case of need to borrow or hire purchase, the resident may refuse this service. However, to protect the individual from impulsive borrowing, the non-credit record remains for 90 days after check-out and is visible to consumer credit, consumer leasing companies, and peer-to-peer lending platforms during this period.

Registration is free for both residents and credit companies that verify this information.

Mano Good Finance is a self-service website where residents can find out their personal credit history, credit rating, what lenders are interested in their data, register with the “I don’t want quick credit” register, and more. The self-service website is owned by Good Finance credit bureau.

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